此ANZSCO职业类别5522 信贷和贷款官员（Aus）\\财务职员（NZ） Credit and Loans Officers (Aus) \\ Finance Clerks (NZ)属于新西兰技能型工作。满足纽西兰技术移民要求。ANZSCO职业代码是5522。 银行职员（P） Bank Worker (P),

信贷和贷款官员（Aus）\\财务职员（NZ）职业分类的工作描述(Job Description)如下： 信贷和贷款官员（AUS）/财务职员（NZ）分析、评估和处理信贷和贷款申请。 CREDIT AND LOANS OFFICERS (AUS) / FINANCE CLERKS (NZ) analyse, evaluate and process credit and loan applications.

指示技能等级：

Indicative Skill Level:
本组大多数职业的技能水平与下列资格和经验相当。
Most occupations in this unit group have a level of skill commensurate with the qualifications and experience outlined below.
在澳大利亚： In Australia:

    AQF三级证书，包括至少两年的在职培训，或AQF四级证书或至少三年的相关经验（ANZSCO技能等级3）
    AQF Certificate III including at least two years of on-the-job training, or AQF Certificate IV or at least three years of relevant experience (ANZSCO Skill Level 3)
在新西兰： In New Zealand:
    NZQF四级资格，或至少三年相关经验（ANZSCO技能三级）
    NZQF Level 4 qualification, or at least three years of relevant experience (ANZSCO Skill Level 3)
在某些情况下，除了正式资格外，还可能需要相关经验和/或在职培训。 In some instances relevant experience and/or on-the-job training may be required in addition to the formal qualification. 任务包括： Tasks Include:
  • 分析有关客户的信息，并对照预定的政策标准检查推荐人、信用评级、投资风险、工资单和其他信息
  • analysing information about customers and examining references, credit ratings, investment risks, pay slips and other information against predetermined policy standards
  • 联系金融和信贷机构获取客户信息
  • contacting financial and credit institutions to obtain information about customers
  • 准备文件，列出信贷和贷款条件、还款率和贷款期限，并向金融和信贷机构提供有关客户状况的信息
  • preparing papers setting out conditions of credit and loans, rates of repayment and loan periods, and providing information about customers' standing to financial and credit institutions
  • 授权批准信贷和贷款申请，并建议信贷和贷款条件及限额
  • authorising the approval of credit and loan applications and recommending credit and loan conditions and limits
  • 保存付款记录，为逾期的账户准备要求付款的常规信函，并将其转发给法律诉讼
  • keeping records of payments, and preparing routine letters requesting payment for overdue accounts and forwarding these for legal action
  • 回答有关客户信用状况、贷款余额和罚款的询问
  • answering inquiries concerning credit standing of customers, loan balances and penalties
  • 可以建议、批准和安排抵押贷款
  • may recommend, approve and arrange mortgages
  • 可以在呼叫中心工作
  • may work in a call centre

    信贷和贷款官员（Aus）\\财务职员（NZ） Credit and Loans Officers (Aus) \\ Finance Clerks (NZ)（ANZSCO职业代码是5522）属于 信贷和贷款官员（Aus）\\财务职员（NZ） Credit and Loans Officers (Aus) \\ Finance Clerks (NZ) 职业分类。

    信贷和贷款官员（Aus）\\财务职员（NZ） Credit and Loans Officers (Aus) \\ Finance Clerks (NZ)（ANZSCO职业代码是5522）分类包括下面的职业：